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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,520 | $78,670+276.9% | $109,173+171.6% | $85,847+245.4% |
| Participation rate | 97.1% | 68.3%+28.8pp | 75.9%+21.2pp | 69.3%+27.7pp |
| Annual return | 15.08% | 25.09%-10.0pp | 25.75%-10.7pp | 318.61%-303.5pp |
| Employer contribution / active EE | $8,727 | $2,734+219.2% | $3,723+134.4% | $2,565+240.2% |
| Participant deferral / active EE | $11,521 | $3,467+232.3% | $4,654+147.6% | $3,952+191.5% |
| Admin fee / account holder | $43,517 | $5,469+695.6% | $6,755+544.2% | $6,261+595.1% |