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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,340 | $90,617-61.0% | $79,476-55.5% | $135,382-73.9% |
| Participation rate | 61.9% | 76.1%-14.1pp | 73.3%-11.4pp | 82.6%-20.7pp |
| Annual return | 0.60% | 977.57%-977.0pp | 718.21%-717.6pp | 519.77%-519.2pp |
| Employer contribution / active EE | $815 | $3,068-73.4% | $2,800-70.9% | $4,779-82.9% |
| Participant deferral / active EE | $1,863 | $4,050-54.0% | $3,704-49.7% | $5,609-66.8% |
| Admin fee / account holder | $3,020 | $5,907-48.9% | $5,113-40.9% | $10,829-72.1% |