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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,449 | $77,920-72.5% | $149,723-85.7% | $75,177-71.5% |
| Participation rate | 10.6% | 65.6%-54.9pp | 78.8%-68.1pp | 67.2%-56.6pp |
| Annual return | 17.12% | 31.72%-14.6pp | 134.50%-117.4pp | 160.75%-143.6pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,101 | $3,411-67.7% | $5,682-80.6% | $4,126-73.3% |
| Admin fee / account holder | $1,527 | $5,951-74.3% | $13,215-88.4% | $5,651-73.0% |