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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,509 | $92,219-57.2% | $76,766-48.5% | $135,382-70.8% |
| Participation rate | 61.1% | 79.8%-18.7pp | 77.0%-15.9pp | 82.6%-21.5pp |
| Annual return | -8.08% | 5.46%-13.5pp | 2.43%-10.5pp | 519.77%-527.8pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $7,875 | $4,508+74.7% | $3,851+104.5% | $5,609+40.4% |
| Admin fee / account holder | $9,846 | $10,749-8.4% | $6,675+47.5% | $10,829-9.1% |