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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,809 | $144,130-28.0% | $117,860-11.9% | $147,585-29.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 11.78% | 531.20%-519.4pp | 335.10%-323.3pp | 578.58%-566.8pp |
| Employer contribution / active EE | $14,856 | $4,897+203.4% | $3,786+292.4% | $4,876+204.7% |
| Participant deferral / active EE | $6,886 | $5,316+29.5% | $4,482+53.6% | $5,439+26.6% |
| Admin fee / account holder | $2,242 | $10,887-79.4% | $8,021-72.1% | $10,886-79.4% |