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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,946 | $131,835-28.0% | $108,582-12.6% | $273,972-65.3% |
| Participation rate | 80.0% | 83.5%-3.5pp | 79.6%+0.4pp | 83.0%-3.0pp |
| Annual return | 7.97% | -91.57%+99.5pp | -51.70%+59.7pp | 41.46%-33.5pp |
| Employer contribution / active EE | $7,823 | $4,913+59.2% | $3,758+108.1% | $4,869+60.7% |
| Participant deferral / active EE | $6,394 | $5,127+24.7% | $4,311+48.3% | $5,287+20.9% |
| Admin fee / account holder | $599 | $10,253-94.2% | $7,645-92.2% | $10,133-94.1% |