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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,276 | $62,589-53.2% | $76,768-61.9% | $64,173-54.4% |
| Participation rate | 68.8% | 72.8%-4.0pp | 77.0%-8.1pp | 69.6%-0.7pp |
| Annual return | -5.60% | -1.95%-3.6pp | 2.43%-8.0pp | 7.63%-13.2pp |
| Employer contribution / active EE | $921 | $1,832-49.7% | $2,485-63.0% | $2,381-61.3% |
| Participant deferral / active EE | $2,486 | $3,145-20.9% | $3,852-35.5% | $3,470-28.3% |
| Admin fee / account holder | $1,035 | $4,667-77.8% | $6,675-84.5% | $4,887-78.8% |