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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,976 | $101,063-54.5% | $81,473-43.6% | $147,585-68.8% |
| Participation rate | 30.8% | 74.5%-43.7pp | 68.0%-37.2pp | 82.8%-52.1pp |
| Annual return | 11.13% | 32.41%-21.3pp | 38.78%-27.7pp | 578.58%-567.5pp |
| Employer contribution / active EE | $595 | $3,206-81.4% | $2,568-76.8% | $4,876-87.8% |
| Participant deferral / active EE | $1,190 | $4,242-72.0% | $3,537-66.4% | $5,439-78.1% |
| Admin fee / account holder | $0 | $5,812-100.0% | $4,561-100.0% | $10,886-100.0% |