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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,506 | $106,003-68.4% | $92,236-63.7% | $147,585-77.3% |
| Participation rate | 54.5% | 80.4%-25.9pp | 76.5%-21.9pp | 82.8%-28.3pp |
| Annual return | 21.80% | 50.05%-28.3pp | 176.29%-154.5pp | 578.57%-556.8pp |
| Employer contribution / active EE | $1,575 | $4,333-63.6% | $3,679-57.2% | $4,876-67.7% |
| Participant deferral / active EE | $2,531 | $4,478-43.5% | $3,897-35.0% | $5,439-53.5% |
| Admin fee / account holder | $1,577 | $6,333-75.1% | $5,194-69.6% | $10,885-85.5% |