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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,515 | $165,912-77.4% | $122,342-69.3% | $147,585-74.6% |
| Participation rate | 87.5% | 79.6%+7.9pp | 71.6%+15.9pp | 82.8%+4.7pp |
| Annual return | 29.34% | 34.55%-5.2pp | 30.28%-0.9pp | 578.57%-549.2pp |
| Employer contribution / active EE | $4,983 | $5,754-13.4% | $4,051+23.0% | $4,876+2.2% |
| Participant deferral / active EE | $5,548 | $4,005+38.5% | $3,287+68.8% | $5,439+2.0% |
| Admin fee / account holder | $4,665 | $7,424-37.2% | $5,478-14.9% | $10,885-57.1% |