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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,510 | $138,075+31.5% | $123,552+46.9% | $135,379+34.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.24% | 153.70%-159.9pp | 119.20%-125.4pp | 519.79%-526.0pp |
| Employer contribution / active EE | $5,588 | $5,152+8.5% | $4,628+20.7% | $4,779+16.9% |
| Participant deferral / active EE | $10,800 | $6,800+58.8% | $6,426+68.1% | $5,609+92.5% |
| Admin fee / account holder | $1,590 | $10,917-85.4% | $9,285-82.9% | $10,828-85.3% |