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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,639 | $157,296-90.7% | $141,191-89.6% | $152,897-90.4% |
| Participation rate | 84.2% | 84.8%-0.6pp | 82.5%+1.7pp | 82.5%+1.8pp |
| Annual return | 25.83% | 64.34%-38.5pp | 71.41%-45.6pp | 345.43%-319.6pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,147 | $7,111-41.7% | $6,710-38.2% | $5,851-29.1% |
| Admin fee / account holder | $2,903 | $12,125-76.1% | $10,264-71.7% | $11,599-75.0% |