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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,934 | $138,076-90.6% | $123,553-89.5% | $135,380-90.4% |
| Participation rate | 92.3% | 84.7%+7.6pp | 82.3%+10.0pp | 82.6%+9.7pp |
| Annual return | 5.21% | 153.70%-148.5pp | 119.21%-114.0pp | 519.81%-514.6pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,774 | $6,800-15.1% | $6,426-10.1% | $5,609+2.9% |
| Admin fee / account holder | $13,831 | $10,917+26.7% | $9,284+49.0% | $10,828+27.7% |