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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,653 | $160,059-40.9% | $140,019-32.4% | $135,382-30.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -8.41% | 911.44%-919.9pp | 651.15%-659.6pp | 519.77%-528.2pp |
| Employer contribution / active EE | $8,810 | $6,420+37.2% | $5,605+57.2% | $4,779+84.4% |
| Participant deferral / active EE | $17,331 | $7,641+126.8% | $6,927+150.2% | $5,609+209.0% |
| Admin fee / account holder | $2,238 | $13,328-83.2% | $10,705-79.1% | $10,829-79.3% |