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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,838 | $115,911-87.2% | $100,530-85.2% | $158,950-90.7% |
| Participation rate | 85.7% | 81.6%+4.1pp | 79.4%+6.3pp | 82.0%+3.8pp |
| Annual return | 13.88% | 34.80%-20.9pp | 30.89%-17.0pp | 302.91%-289.0pp |
| Employer contribution / active EE | $1,670 | $4,104-59.3% | $3,418-51.2% | $4,762-64.9% |
| Participant deferral / active EE | $3,122 | $6,676-53.2% | $6,271-50.2% | $5,983-47.8% |
| Admin fee / account holder | $1,364 | $10,999-87.6% | $8,083-83.1% | $11,248-87.9% |