Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSMUTUAL LIFE INSURANCE CO. Service code 15 · EIN 04-1590850 | Recordkeeping | $834 |
RELIANCE TRUST COMPANY1 year Service code 25 · EIN 58-1428634 | Directed Trustee | $400 |
Service code 27 · EIN 61-1732930 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,076 | $39,859-74.7% | $78,676-87.2% | $57,658-82.5% |
| Participation rate | 64.4% | 66.1%-1.7pp | 73.6%-9.2pp | 70.2%-5.8pp |
| Annual return | 9.04% | 18.96%-9.9pp | 62.19%-53.2pp | 5.13%+3.9pp |
| Employer contribution / active EE | $199 | $1,786-88.9% | $2,850-93.0% | $1,974-89.9% |
| Participant deferral / active EE | $1,091 | $2,248-51.5% | $3,517-69.0% | $3,061-64.4% |
| Admin fee / account holder | $92 | $76+20.7% | $4,510-98.0% | $95-2.8% |