Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,572 | $76,551-77.0% | $123,894-85.8% | $62,881-72.1% |
| Participation rate | 65.5% | 73.0%-7.5pp | 81.4%-15.9pp | 69.3%-3.8pp |
| Annual return | 95.09% | 18.68%+76.4pp | 47.52%+47.6pp | 20.14%+74.9pp |
| Employer contribution / active EE | $630 | $2,882-78.1% | $4,617-86.4% | $2,281-72.4% |
| Participant deferral / active EE | $2,851 | $4,840-41.1% | $5,984-52.4% | $3,203-11.0% |
| Admin fee / account holder | $861 | $4,826-82.2% | $8,357-89.7% | $4,296-80.0% |