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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,570 | $115,796-65.0% | $101,264-59.9% | $158,950-74.5% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 15.44% | 56.15%-40.7pp | 46.48%-31.0pp | 302.91%-287.5pp |
| Employer contribution / active EE | $1,029 | $4,175-75.3% | $3,660-71.9% | $4,762-78.4% |
| Participant deferral / active EE | $3,682 | $4,958-25.7% | $4,370-15.8% | $5,983-38.5% |
| Admin fee / account holder | $305 | $7,247-95.8% | $5,947-94.9% | $11,248-97.3% |