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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,808 | $138,102-92.9% | $125,381-92.2% | $134,532-92.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.51% | 750.73%-770.2pp | 572.31%-591.8pp | 418.27%-437.8pp |
| Employer contribution / active EE | $1,183 | $5,245-77.5% | $4,815-75.4% | $4,741-75.1% |
| Participant deferral / active EE | $3,293 | $7,801-57.8% | $7,448-55.8% | $6,401-48.6% |
| Admin fee / account holder | $1,268 | $11,568-89.0% | $10,007-87.3% | $11,429-88.9% |