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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,689 | $85,790-3.6% | $67,313+22.8% | $135,379-38.9% |
| Participation rate | 0.0% | 76.5%-76.5pp | 69.1%-69.1pp | 82.6%-82.6pp |
| Annual return | -9.07% | -0.54%-8.5pp | -4.08%-5.0pp | 519.79%-528.9pp |
| Employer contribution / active EE | $10,577 | $3,487+203.3% | $2,566+312.3% | $4,779+121.3% |
| Participant deferral / active EE | $27,192 | $4,651+484.7% | $3,568+662.0% | $5,609+384.8% |
| Admin fee / account holder | $597 | $6,392-90.7% | $4,507-86.8% | $10,828-94.5% |