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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,146 | $85,766-17.0% | $136,298-47.8% | $70,126+1.5% |
| Participation rate | 78.3% | 74.2%+4.1pp | 81.9%-3.7pp | 69.5%+8.7pp |
| Annual return | 76.90% | 31.46%+45.4pp | 5156.27%-5079.4pp | 73.15%+3.8pp |
| Employer contribution / active EE | $1,293 | $2,966-56.4% | $4,696-72.5% | $2,343-44.8% |
| Participant deferral / active EE | $7,621 | $5,051+50.9% | $6,247+22.0% | $3,332+128.7% |
| Admin fee / account holder | $636 | $5,421-88.3% | $9,244-93.1% | $4,645-86.3% |