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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,787 | $167,362-94.2% | $143,799-93.2% | $134,532-92.7% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -19.43% | 0.47%-19.9pp | -0.04%-19.4pp | 418.27%-437.7pp |
| Employer contribution / active EE | $2,007 | $5,620-64.3% | $4,952-59.5% | $4,741-57.7% |
| Participant deferral / active EE | $2,896 | $6,447-55.1% | $5,638-48.6% | $6,401-54.8% |
| Admin fee / account holder | $1,941 | $18,094-89.3% | $14,677-86.8% | $11,429-83.0% |