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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,489 | $110,240-40.6% | $96,544-32.2% | $139,487-53.1% |
| Participation rate | 71.4% | 78.1%-6.7pp | 76.0%-4.6pp | 80.3%-8.9pp |
| Annual return | 15.76% | 26.41%-10.7pp | 25.88%-10.1pp | 373.84%-358.1pp |
| Employer contribution / active EE | $3,196 | $3,622-11.8% | $2,966+7.7% | $4,755-32.8% |
| Participant deferral / active EE | $10,592 | $5,549+90.9% | $4,851+118.3% | $6,713+57.8% |
| Admin fee / account holder | $1,484 | $11,602-87.2% | $8,254-82.0% | $11,407-87.0% |