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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,698 | $124,346-68.9% | $111,308-65.2% | $167,536-76.9% |
| Participation rate | 80.0% | 79.6%+0.4pp | 77.3%+2.7pp | 82.1%-2.1pp |
| Annual return | 4.77% | 37.45%-32.7pp | 54.67%-49.9pp | 478.82%-474.1pp |
| Employer contribution / active EE | $3,590 | $3,437+4.5% | $2,732+31.4% | $4,839-25.8% |
| Participant deferral / active EE | $8,145 | $5,182+57.2% | $4,487+81.5% | $6,342+28.4% |
| Admin fee / account holder | $7,441 | $10,621-29.9% | $7,965-6.6% | $12,315-39.6% |