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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,055 | $157,304-43.4% | $141,197-36.9% | $152,909-41.8% |
| Participation rate | 90.9% | 84.8%+6.1pp | 82.5%+8.4pp | 82.5%+8.5pp |
| Annual return | 24.44% | 64.34%-39.9pp | 71.41%-47.0pp | 345.46%-321.0pp |
| Employer contribution / active EE | $6,515 | $5,263+23.8% | $4,736+37.6% | $4,764+36.8% |
| Participant deferral / active EE | $15,380 | $7,111+116.3% | $6,710+129.2% | $5,851+162.8% |
| Admin fee / account holder | $7,362 | $12,126-39.3% | $10,265-28.3% | $11,601-36.5% |