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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,501 | $150,447-57.1% | $136,298-52.7% | $147,586-56.3% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 20.02% | 1049.15%-1029.1pp | 5156.27%-5136.3pp | 578.59%-558.6pp |
| Employer contribution / active EE | $5,611 | $5,256+6.7% | $4,696+19.5% | $4,876+15.1% |
| Participant deferral / active EE | $15,806 | $6,631+138.4% | $6,247+153.0% | $5,439+190.6% |
| Admin fee / account holder | $3,617 | $10,906-66.8% | $9,244-60.9% | $10,886-66.8% |