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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $7,106 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,241 | $71,873-66.3% | $86,698-72.0% | $68,490-64.6% |
| Participation rate | 80.0% | 72.2%+7.8pp | 76.6%+3.4pp | 67.9%+12.1pp |
| Annual return | -14.81% | 3.54%-18.3pp | 35.96%-50.8pp | -7.85%-7.0pp |
| Employer contribution / active EE | $1,561 | $2,173-28.2% | $2,837-45.0% | $2,597-39.9% |
| Participant deferral / active EE | $3,249 | $3,779-14.0% | $4,656-30.2% | $4,028-19.3% |
| Admin fee / account holder | $228 | $6,110-96.3% | $7,492-97.0% | $5,403-95.8% |