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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,084 | $110,337-76.4% | $102,383-74.5% | $145,877-82.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.06% | 24.83%-12.8pp | 24.94%-12.9pp | 551.28%-539.2pp |
| Employer contribution / active EE | $2,298 | $4,216-45.5% | $3,870-40.6% | $4,663-50.7% |
| Participant deferral / active EE | $8,297 | $5,621+47.6% | $5,060+64.0% | $6,691+24.0% |
| Admin fee / account holder | $556 | $9,750-94.3% | $8,391-93.4% | $13,402-95.8% |