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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,390 | $133,998-92.2% | $112,263-90.7% | $134,545-92.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -20.15% | 47.17%-67.3pp | 27.49%-47.6pp | 418.37%-438.5pp |
| Employer contribution / active EE | $1,877 | $4,040-53.5% | $3,636-48.4% | $4,742-60.4% |
| Participant deferral / active EE | $7,283 | $5,292+37.6% | $4,729+54.0% | $6,401+13.8% |
| Admin fee / account holder | $319 | $7,493-95.7% | $6,410-95.0% | $11,431-97.2% |