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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,932 | $111,535-72.3% | $105,223-70.6% | $137,256-77.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.28% | 237.85%-220.6pp | 180.65%-163.4pp | 220.34%-203.1pp |
| Employer contribution / active EE | $2,207 | $3,939-44.0% | $3,689-40.2% | $4,156-46.9% |
| Participant deferral / active EE | $8,914 | $5,500+62.1% | $5,072+75.8% | $6,407+39.1% |
| Admin fee / account holder | $1,378 | $9,721-85.8% | $8,859-84.4% | $12,270-88.8% |