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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,580 | $117,846-72.4% | $102,434-68.2% | $145,884-77.7% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 5.80% | 31.90%-26.1pp | 29.46%-23.7pp | 551.85%-546.0pp |
| Employer contribution / active EE | $4,511 | $3,615+24.8% | $3,023+49.2% | $4,662-3.3% |
| Participant deferral / active EE | $11,340 | $5,733+97.8% | $5,055+124.3% | $6,690+69.5% |
| Admin fee / account holder | $15,067 | $13,356+12.8% | $9,462+59.2% | $13,392+12.5% |