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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,470 | $124,346-90.8% | $111,306-89.7% | $167,553-93.2% |
| Participation rate | 75.0% | 79.6%-4.6pp | 77.3%-2.3pp | 82.1%-7.1pp |
| Annual return | 12.48% | 37.46%-25.0pp | 54.67%-42.2pp | 478.89%-466.4pp |
| Employer contribution / active EE | $2,960 | $3,438-13.9% | $2,732+8.3% | $4,840-38.8% |
| Participant deferral / active EE | $5,454 | $5,182+5.2% | $4,488+21.5% | $6,343-14.0% |
| Admin fee / account holder | $4,442 | $10,623-58.2% | $7,966-44.2% | $12,316-63.9% |