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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,637 | $183,627-59.4% | $155,602-52.0% | $145,978-48.9% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 13.52% | 61.32%-47.8pp | 64.81%-51.3pp | 550.52%-537.0pp |
| Employer contribution / active EE | $6,666 | $5,316+25.4% | $4,675+42.6% | $4,662+43.0% |
| Participant deferral / active EE | $5,369 | $6,466-17.0% | $5,629-4.6% | $6,690-19.7% |
| Admin fee / account holder | $4,855 | $19,327-74.9% | $15,923-69.5% | $13,400-63.8% |