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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,157 | $39,245-38.4% | $64,105-62.3% | $52,331-53.8% |
| Participation rate | 40.9% | 58.2%-17.4pp | 68.2%-27.3pp | 68.1%-27.2pp |
| Annual return | 0.49% | 14.79%-14.3pp | 791.24%-790.7pp | 4.54%-4.0pp |
| Employer contribution / active EE | $759 | $736+3.0% | $1,820-58.3% | $1,882-59.7% |
| Participant deferral / active EE | $1,979 | $1,992-0.6% | $2,822-29.9% | $3,022-34.5% |
| Admin fee / account holder | $1,212 | $592+104.6% | $4,499-73.1% | $592+104.9% |