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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,089 | $93,589+202.5% | $135,942+108.2% | $75,181+276.5% |
| Participation rate | 97.2% | 75.2%+22.0pp | 81.9%+15.3pp | 67.2%+30.0pp |
| Annual return | 20.79% | 30.90%-10.1pp | 68.28%-47.5pp | 160.69%-139.9pp |
| Employer contribution / active EE | $24,543 | $3,537+593.8% | $4,858+405.2% | $2,671+819.0% |
| Participant deferral / active EE | $20,862 | $6,405+225.7% | $7,759+168.9% | $4,126+405.6% |
| Admin fee / account holder | $17,091 | $6,977+145.0% | $10,764+58.8% | $5,650+202.5% |