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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,069 | $153,311+53.3% | $109,313+115.0% | $273,972-14.2% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 8.26% | 29.86%-21.6pp | 22.07%-13.8pp | 41.46%-33.2pp |
| Employer contribution / active EE | $35,000 | $5,619+522.9% | $3,892+799.3% | $4,869+618.9% |
| Participant deferral / active EE | $18,000 | $3,932+357.8% | $3,166+468.5% | $5,287+240.4% |
| Admin fee / account holder | $372 | $8,076-95.4% | $5,666-93.4% | $10,133-96.3% |