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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,866 | $49,177-18.9% | $79,476-49.8% | $64,181-37.9% |
| Participation rate | 54.5% | 65.0%-10.5pp | 73.3%-18.8pp | 69.6%-15.0pp |
| Annual return | -9.54% | -1.16%-8.4pp | 718.21%-727.8pp | 7.63%-17.2pp |
| Employer contribution / active EE | $3,261 | $2,076+57.1% | $2,800+16.5% | $2,381+37.0% |
| Participant deferral / active EE | $4,033 | $2,821+43.0% | $3,704+8.9% | $3,470+16.3% |
| Admin fee / account holder | $245 | $3,839-93.6% | $5,113-95.2% | $4,887-95.0% |