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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,369 | $142,361-42.1% | $119,608-31.1% | $134,509-38.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -20.26% | -12.46%-7.8pp | -14.98%-5.3pp | 418.13%-438.4pp |
| Employer contribution / active EE | $2,767 | $5,224-47.0% | $4,232-34.6% | $4,741-41.6% |
| Participant deferral / active EE | $16,766 | $6,468+159.2% | $5,601+199.3% | $6,400+161.9% |
| Admin fee / account holder | $465 | $13,588-96.6% | $10,326-95.5% | $11,427-95.9% |