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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,064 | $165,381-75.8% | $149,730-73.2% | $158,966-74.8% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 10.42% | 348.29%-337.9pp | 276.70%-266.3pp | 302.95%-292.5pp |
| Employer contribution / active EE | $3,225 | $5,104-36.8% | $4,645-30.6% | $4,762-32.3% |
| Participant deferral / active EE | $9,573 | $7,182+33.3% | $6,843+39.9% | $5,983+60.0% |
| Admin fee / account holder | $6,200 | $10,809-42.6% | $9,310-33.4% | $11,250-44.9% |