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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,465 | $157,276-56.5% | $141,177-51.5% | $152,885-55.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.52% | 64.33%-43.8pp | 71.40%-50.9pp | 345.39%-324.9pp |
| Employer contribution / active EE | $13,852 | $5,262+163.3% | $4,736+192.5% | $4,763+190.8% |
| Participant deferral / active EE | $10,369 | $7,110+45.8% | $6,710+54.5% | $5,851+77.2% |
| Admin fee / account holder | $8,181 | $12,123-32.5% | $10,263-20.3% | $11,598-29.5% |