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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,185 | $106,008-14.9% | $92,240-2.2% | $147,586-38.9% |
| Participation rate | 31.3% | 80.4%-49.2pp | 76.5%-45.2pp | 82.8%-51.6pp |
| Annual return | 17.77% | 50.05%-32.3pp | 176.29%-158.5pp | 578.59%-560.8pp |
| Employer contribution / active EE | $1,248 | $4,333-71.2% | $3,680-66.1% | $4,876-74.4% |
| Participant deferral / active EE | $4,091 | $4,478-8.6% | $3,897+5.0% | $5,439-24.8% |
| Admin fee / account holder | $1,381 | $6,333-78.2% | $5,194-73.4% | $10,886-87.3% |