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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,066 | $99,345-37.5% | $84,753-26.8% | $273,972-77.3% |
| Participation rate | 26.3% | 80.7%-54.4pp | 76.6%-50.3pp | 83.0%-56.7pp |
| Annual return | 0.00% | 22.93%-22.9pp | 22.78%-22.8pp | 41.46%-41.5pp |
| Employer contribution / active EE | $1,010 | $4,214-76.0% | $3,574-71.8% | $4,869-79.3% |
| Participant deferral / active EE | $2,598 | $4,270-39.1% | $3,712-30.0% | $5,287-50.9% |
| Admin fee / account holder | $275 | $6,645-95.9% | $5,333-94.8% | $10,133-97.3% |