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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,445 | $76,608-55.0% | $56,077-38.6% | $145,877-76.4% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 15.35% | 3009.59%-2994.2pp | 1709.28%-1693.9pp | 551.28%-535.9pp |
| Employer contribution / active EE | $976 | $1,382-29.4% | $1,040-6.2% | $4,663-79.1% |
| Participant deferral / active EE | $5,750 | $2,624+119.1% | $1,954+194.3% | $6,691-14.1% |
| Admin fee / account holder | $1,174 | $3,325-64.7% | $2,825-58.4% | $13,402-91.2% |