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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,445 | $76,519-55.0% | $56,025-38.5% | $145,897-76.4% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 15.35% | 3017.03%-3001.7pp | 1712.69%-1697.3pp | 552.29%-536.9pp |
| Employer contribution / active EE | $976 | $1,383-29.5% | $1,042-6.3% | $4,663-79.1% |
| Participant deferral / active EE | $5,750 | $2,624+119.1% | $1,955+194.2% | $6,689-14.0% |
| Admin fee / account holder | $1,174 | $3,331-64.8% | $2,828-58.5% | $13,390-91.2% |