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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,132 | $190,916-77.4% | $160,037-73.0% | $134,545-67.9% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.0%+9.5pp | 81.2%+6.3pp |
| Annual return | -14.69% | 552.79%-567.5pp | 408.95%-423.6pp | 418.37%-433.1pp |
| Employer contribution / active EE | $4,707 | $4,996-5.8% | $4,226+11.4% | $4,742-0.7% |
| Participant deferral / active EE | $7,433 | $6,925+7.3% | $6,184+20.2% | $6,401+16.1% |
| Admin fee / account holder | $624 | $10,497-94.1% | $8,716-92.8% | $11,431-94.5% |