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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,573 | $226,135-88.7% | $182,558-86.0% | $152,909-83.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 27.64% | 192.60%-165.0pp | 148.59%-120.9pp | 345.46%-317.8pp |
| Employer contribution / active EE | $1,306 | $4,979-73.8% | $4,076-68.0% | $4,764-72.6% |
| Participant deferral / active EE | $8,257 | $6,371+29.6% | $5,526+49.4% | $5,851+41.1% |
| Admin fee / account holder | $400 | $10,707-96.3% | $8,594-95.3% | $11,601-96.6% |