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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,336 | $113,941-71.6% | $94,229-65.7% | $125,389-74.2% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -6.47% | 5.29%-11.8pp | 10.68%-17.2pp | 282.24%-288.7pp |
| Employer contribution / active EE | $5,521 | $4,727+16.8% | $3,587+53.9% | $4,866+13.4% |
| Participant deferral / active EE | $5,035 | $5,179-2.8% | $4,320+16.5% | $5,352-5.9% |
| Admin fee / account holder | $2,502 | $8,392-70.2% | $6,269-60.1% | $9,541-73.8% |