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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,263 | $71,480-39.5% | $90,782-52.3% | $64,181-32.6% |
| Participation rate | 96.2% | 77.6%+18.6pp | 82.7%+13.5pp | 69.6%+26.6pp |
| Annual return | -9.80% | -4.25%-5.6pp | -3.42%-6.4pp | 7.63%-17.4pp |
| Employer contribution / active EE | $2,697 | $3,415-21.0% | $4,105-34.3% | $2,381+13.3% |
| Participant deferral / active EE | $6,344 | $4,302+47.5% | $5,366+18.2% | $3,470+82.8% |
| Admin fee / account holder | $369 | $6,309-94.1% | $5,908-93.7% | $4,887-92.4% |