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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,752 | $54,162-48.8% | $68,612-59.6% | $64,173-56.8% |
| Participation rate | 18.8% | 68.1%-49.3pp | 72.2%-53.5pp | 69.6%-50.8pp |
| Annual return | -6.92% | -1.62%-5.3pp | -4.63%-2.3pp | 7.63%-14.6pp |
| Employer contribution / active EE | $537 | $1,846-70.9% | $2,625-79.5% | $2,381-77.4% |
| Participant deferral / active EE | $1,388 | $2,626-47.1% | $3,311-58.1% | $3,470-60.0% |
| Admin fee / account holder | $0 | $4,029-100.0% | $5,131-100.0% | $4,887-100.0% |