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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,309 | $52,306-61.2% | $69,779-70.9% | $62,881-67.7% |
| Participation rate | 14.9% | 67.2%-52.4pp | 71.8%-57.0pp | 69.3%-54.4pp |
| Annual return | 7.76% | 13.35%-5.6pp | 12.99%-5.2pp | 20.14%-12.4pp |
| Employer contribution / active EE | $490 | $1,799-72.7% | $2,338-79.0% | $2,281-78.5% |
| Participant deferral / active EE | $1,005 | $2,395-58.0% | $2,931-65.7% | $3,203-68.6% |
| Admin fee / account holder | $100 | $3,691-97.3% | $4,381-97.7% | $4,296-97.7% |