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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,015 | $63,773-5.9% | $81,286-26.2% | $80,925-25.8% |
| Participation rate | 32.4% | 63.9%-31.5pp | 69.5%-37.1pp | 67.7%-35.2pp |
| Annual return | 17.33% | 16.37%+1.0pp | 24.80%-7.5pp | 35.65%-18.3pp |
| Employer contribution / active EE | $841 | $1,979-57.5% | $2,463-65.9% | $2,756-69.5% |
| Participant deferral / active EE | $1,754 | $3,093-43.3% | $3,883-54.8% | $4,299-59.2% |
| Admin fee / account holder | $75 | $5,682-98.7% | $5,764-98.7% | $6,940-98.9% |